Garrett Goggin’s Gold Royalty “Retirement Portfolio” Review

In an era of economic uncertainty, where fiat currencies are losing purchasing power and governments grapple with unprecedented debt, investors are turning to timeless assets like gold. But not just any gold investment—enter gold royalties, a specialized approach that promises outsized returns without the hassles of physical bullion. Garrett Goggin, a seasoned gold analyst, has pioneered what he calls the Gold Royalty “Retirement Portfolio,” a strategy that claims to have delivered staggering gains, outperforming legends like Warren Buffett and the S&P 500 by massive margins.

Our Garrett Goggin’s Gold Royalty “Retirement Portfolio” review dives deep into Goggin’s portfolio, exploring its mechanics, historical performance, and why it could be the ultimate hedge for the chaotic 2020s. If you’re seeking a way to compound wealth at rates that sound almost too good to be true, read on to uncover the details.

Understanding Gold Royalties: The Foundation of Goggin’s Strategy

Gold royalties represent a unique niche in the precious metals sector, and Garrett Goggin positions them as the superior way to invest in gold. Unlike buying physical gold bullion, which comes with storage fees and limited upside, or investing in volatile gold miners prone to cost overruns and operational risks, gold royalties offer a streamlined, high-reward model. At its core, a gold royalty company acts like a specialized financier for gold mining projects. It provides upfront capital and expertise to miners, who in return pay a percentage of their gold production as royalties—often for decades.

This business model is what Goggin highlights as “almost magical” due to its capital efficiency. Gold royalty firms incur minimal ongoing expenses: no mining equipment, no employee-heavy operations, and no exposure to inflation-driven cost increases. Instead, they collect profits in physical gold, which preserves value through economic crises.

Goggin emphasizes that this setup allows royalties to compound wealth faster than traditional investments. For instance, a basket of the best gold royalty companies has reportedly compounded at 34% per year over the last two decades, far surpassing Buffett’s 20% annual returns at Berkshire Hathaway.

In his portfolio, Goggin argues that gold royalties have outperformed physical gold by more than 150X and the S&P 500 by 183X in less than 20 years. He backs this with examples of real gains: an initial $50,000 investment could have grown to $9.7 million, translating to $538,888 annually or $44,907 monthly.

These figures aren’t hypothetical; they’re drawn from historical performance of top royalty stocks since 2007. Goggin warns against common pitfalls like expensive bullion or shady gold IRAs, advocating royalties as a safer, more profitable alternative that can be bought like any stock in a regular brokerage account.

Garrett Goggin: The Man Behind the Portfolio

To appreciate the Gold Royalty “Retirement Portfolio,” it’s essential to understand its creator, Garrett Goggin. A self-proclaimed #1 analyst for gold investors seeking life-changing gains, Goggin’s journey began over 20 years ago when he foresaw the inevitable return of gold to the monetary system. Armed with credentials like the CFA (Chartered Financial Analyst) and CMT (Certified Market Technician), he dedicated his career to uncovering the ultimate gold investment.

Goggin’s background includes stints at major newsletter publishers, apprenticeships with gold legends like John Doody, and global travels to remote mining sites. In 2007, while researching gold royalties, he uncovered their extraordinary potential and launched his own publication. Today, hedge funds seek his insights for up to $100,000, but Goggin focuses on empowering regular investors. His work has appeared in press features, and he’s known for discoveries like “Golden Anomaly Profits” and Buffett’s favorite gold-buying indicators.

What sets Goggin apart is his exclusive focus on gold royalties. He claims no other analyst covers this space as comprehensively, and his portfolio’s track record—18,657% gains since 2007—validates this. Goggin’s obsession with gold cycles and monetary resets positions him as a guide for navigating the current bull market, where gold has surged past $4,000 amid geopolitical tensions and banking reforms.

The Economic Backdrop: Why Now for Gold Royalties?

Goggin’s timing couldn’t be more prescient. He frames the Gold Royalty “Retirement Portfolio” against a backdrop of what he calls “the most predictable crisis in history”—governments overspending, devaluing currencies, and eroding public faith in fiat money. The U.S. debt, now ballooning with annual deficits of $2.5 trillion, exemplifies this, as does the global debt pile of $324 trillion. Central banks are stockpiling gold at record paces, signaling distrust in the dollar.

At the heart of Goggin’s thesis is Basel III, a set of banking regulations he dubs a “stealth gold revaluation.” Slated for implementation but delayed to at least 2026 due to insufficient physical gold supply, Basel III reclassifies gold as a “tier-1” asset. This requires banks to hold unencumbered physical gold on their balance sheets, ending the era of paper gold claims that artificially suppressed prices. Goggin reveals how institutions like JP Morgan manipulated futures markets with “spoof” bids, facing fines but minimal consequences—until now.

This shift, orchestrated by the Bank for International Settlements (BIS) in Switzerland—the “central bank for central banks”—marks the biggest monetary change since 1971. The BIS operates with impunity, immune to national laws, and its directives are binding. Goggin notes that central banks’ undisclosed gold purchases may be even higher than reported, preparing for a synchronized global debt devaluation.

In this environment, gold isn’t “going up”—the dollar is “going down.” Goggin stresses that owning gold the right way is crucial; bullion might double or triple, but royalties offer 150X more upside. With gold reclaiming its role as real money, royalty companies stand to benefit immensely, compounding gains faster than the 18,657% of the past two decades.

Trump’s Role in the Gold Renaissance

A surprising element in Goggin’s narrative is President Trump’s pivotal involvement. Far from resisting change, Trump embraces it, viewing a weaker dollar as key to reviving U.S. manufacturing through tariffs and trade deals. Goggin portrays Trump as a realist who understands the end of the debt cycle, with $8 trillion needed in 2025 alone and $21 trillion by 2028.

Trump’s history with bankruptcies equips him to restructure the U.S. financial system, and he reportedly supports gold’s return. Hints include massive gold deliveries from London to New York, Treasury Secretary Scott Bessent’s comments on monetizing U.S. assets, and Trump’s cryptic tweets. The petrodollar’s erosion, with Saudi Arabia accepting yuan for oil, accelerates this transition. Goggin argues Trump is front-running the dollar’s repricing to keep America dominant in the new monetary order.

This political tailwind amplifies gold royalties’ potential. As uncertainty mounts—Musk’s DOGE initiative barely dents spending—royalties provide a “layup” for investors, turning small stakes into generational wealth.

The Magic of the Gold Royalty Business Model

Delving deeper, Goggin explains why royalties are “the last investment you’ll ever need.” Their asymmetry stems from providing financing without bearing mining risks: no equipment, no permits, no fraud exposure. Royalties collect perpetual income in gold, immune to inflation—unlike miners, whose costs rise.

Capital efficiency is the secret sauce. A royalty firm needs just four employees: a geologist, lawyer, deal structurer, and accountant. Initial investments yield decades of profits; examples include stakes of $2 million returning $1.5 billion or $100,000 ballooning to $359 million. This model enables 34% annual compounding, making royalties “boring” yet predictable—ideal for chaotic times.

Goggin contrasts this with volatile miners (prone to nationalization or disasters) or stagnant ETFs. Royalties are liquid, fee-free, and payable in value-preserving gold, positioning them as the ultimate retirement vehicle.

Reviewing Goggin’s Top Three Gold Royalty Picks

The portfolio’s core is a curated list of top royalties, and Goggin generously shares his top three to get started.

Gold Royalty Pick #1: Franco Nevada (FNV) Franco Nevada is Goggin’s crown jewel, the inventor of the modern royalty model. Founded in 1986, its first deal involved betting $2 million on a Nevada mine, uncovering 50 million ounces of gold and generating $1.5 billion in profits. Today, with a $32 billion market cap and royalties on dozens of projects, FNV is a must-own. Buy and hold in any brokerage for long-term compounding.

Gold Royalty Pick #2: The Desert Gamble Turned Goldmine This unnamed pick (described vividly) started with a $100,000 investment in promising desert land, sold for $2.4 million plus a 1% royalty. That royalty yielded 119,000 ounces, worth $359 million at $3,000 per ounce—a 3,590X return. Recently bought out, shareholders receive a premium and 2.5 shares of the new entity. Goggin advises holding through Q3 2025 for spinoff benefits and untapped profits.

Gold Royalty Pick #3: The Dividend Aristocrat This reliable performer has raised dividends for 24 straight years, earning “dividend aristocrat” status. It’s a “buy and forget” stock, expected to continue payouts amid gold’s rise. Ideal for income-focused investors, it complements the growth-oriented picks.

Goggin recommends starting with $250 per pick, potentially turning $500 into $1,455,283 over time. For full exposure, his portfolio includes about a dozen more.

What’s Inside the Gold Royalty “Retirement Portfolio”?

Subscribing unlocks comprehensive tools:

• Starter Guide: Why Gold Royalties Are Structured To Get Lucky: Details on royalty mechanics, outperforming miners, and real stories like Franco-Nevada’s billion-dollar windfall.
• 12 Monthly Newsletters: In-depth reports on three companies each, plus lead articles on precious metals developments.
• Model Portfolio Access: 16 active recommendations.
• Members-Only News and Articles: Goggin’s insights on market plays for huge gains.

Priced at $3,500 regularly, Goggin offers a 50% discount to $1,750 for a year— a bargain given hedge fund valuations. Testimonials rave: one subscriber gained $22,304 in 45 days; another praises lifetime access for high-value research.

Potential Drawbacks and Considerations

While compelling, Goggin’s claims rely on back-tested data; future performance isn’t guaranteed. The delay in Basel III buys time but underscores systemic fragility. Investors should assess risks like market volatility, though royalties’ structure mitigates many.

Conclusion: Is This the Retirement Game-Changer?

Garrett Goggin’s Gold Royalty “Retirement Portfolio” stands as a bold, data-backed strategy for thriving in a devaluing world. With gold’s monetary resurgence via Basel III and Trump’s policies, royalties offer unparalleled compounding—18,657% historical gains, 150X over physical gold. Whether starting small or scaling up, this could transform financial destinies. Don’t overlook this “ultimate gold investment”—it might just be the boring, brilliant path to wealth preservation and growth.

Frequently Asked Questions (FAQ) About Garrett Goggin’s Gold Royalty “Retirement Portfolio”